What to Do if a Tree Falls on Your Property After a Storm

When severe storms move through Colorado, they often leave a trail of damage behind. From broken fences and roof shingles to full-grown trees knocked down by strong winds and saturated soil. With potential home, garage, or vehicle damage in play, knowing what to do if a tree falls on your property after a storm is crucial for safety and a swift recovery.

At Knothead Tree and Lawn Care, we’ve seen firsthand how fast things can change during severe weather. Here’s what to do if it happens to you.

Always Start with Safety

Storm-damaged trees can be unpredictable. High winds, lightning strikes, and saturated ground can all destabilize even the healthiest trees, causing them to lean, split, or fall completely.

If a tree falls during or after a storm, follow these initial steps:

• Wait until the storm passes before inspecting the damage. Stay indoors if winds are still strong or if there’s thunder and lightning in the area.

• Call emergency services if anyone is injured, if you suspect structural damage to your home, or if a fire or electrical hazard is present.

• Stay away from the downed tree, especially if it’s touching or near power lines. Contact your electrical utility provider immediately and treat all downed lines as if they are live.

• Don’t attempt to remove limbs or clean up yourself. Trees under tension can shift or roll without warning, creating serious risks.

Your safety is the priority. Once you’ve ensured everyone is okay and out of harm’s way, it’s time to assess the damage more closely.

What If the Tree Falls on Your House or Vehicle?

When a tree falls on a structure or a car, the shock can be overwhelming. Acting quickly and carefully will help you avoid additional risks and begin the insurance process on the right foot.

Tree on your house?

• If there’s major structural damage, evacuate the home immediately.

• Take photos of the affected areas, including both close-ups and wide shots, both inside and outside.

• Contact your homeowners' insurance provider to report the damage.

• Call a professional tree care team like Knothead Tree and Lawn Care to safely remove the tree and secure the area.

Tree on your vehicle?

• Approach the vehicle carefully. Look for broken glass, gas leaks, or wires. If you suspect danger, stay away and call for help.

• Document the damage with clear photos.

• File a claim with your auto insurance company. Most comprehensive policies cover damage caused by fallen trees.

• Let our trained professionals handle the removal for you. Even small limbs can cause injury or further damage if not handled properly.

Pro Tip: Your insurance carrier may request that you prevent further damage with tarps or temporary repairs. Knothead Tree and Lawn Care can help you stabilize the situation and work with your adjuster during the claims process.

Who’s Liable for the Damage?

It’s a common question after a storm: Who pays for the damage? In most cases, the property owner where the damage occurred files the insurance claim, regardless of which property the tree came from.

However, if the tree was clearly dead, diseased, or had been previously identified as a hazard, the tree’s owner may be responsible. That’s why it’s smart to stay ahead of potential problems with routine inspections and professional tree care.

When Emergency Tree Removal Is Necessary

Some minor tree damage can be addressed later, but many situations require immediate action. If the fallen tree is blocking access, putting pressure on your home, or creating electrical hazards, emergency removal is the safest choice.

Knothead Tree and Lawn Care offers 24/7 emergency tree removal services for homeowners and property managers throughout the Castle Rock area. Our services include:

• Crane-assisted and high-risk tree removals

• Emergency response for storm-related damage

• Cleanup and debris hauling

• Tree risk assessments for other compromised trees on your property

We’re fast, professional, and prepared to handle even the most complicated removals safely.

Prevent Storm Damage Before It Starts

While you can’t stop a storm, you can reduce the chances of a tree falling on your property in the first place. Preventative care makes all the difference.

Here are a few key steps:

• Schedule annual tree health evaluations with a certified arborist

• Trim overhanging limbs near your house, shed, or driveway

• Remove dead or dying trees before they become a threat

• Install cabling or bracing to support structurally vulnerable trees

Investing in professional tree care now helps you avoid bigger headaches later and keeps your landscape healthy and safe.

Call Knothead Tree and Lawn Care When It Matters Most

If you’re facing the aftermath of a severe storm and wondering what to do if a tree falls on your property, don’t wait. Call the experienced team at Knothead Tree and Lawn Care.

Since 2008, we’ve helped thousands of Colorado homeowners recover quickly from storm damage. Whether you need emergency tree removal or a long-term care plan, we’re here 24/7 with the tools and training to get the job done right. Contact us anytime for a fast and safe storm response.